Ottawa Home Buying Guide

Assess your financial situation, including savings, income, and debt. Use online mortgage calculators to estimate affordability and factor in additional costs like property taxes, insurance, and closing fees. 

Secure a mortgage pre-approval from a lender to understand your borrowing capacity and show sellers you're a serious buyer.

Explore areas like Kanata, Barrhaven, Orleans, Manotick and The Glebe to find a neighborhood that fits your lifestyle, commute, and amenities preferences.

Stay informed about Ottawa's real estate market, including average home prices, inventory levels, and seasonal trends.

Work with an experienced Ottawa-based agent such as Marc-Andre Perrier with Century 21 who knows the market and can guide you through the buying process.

Identify your must-haves (e.g., number of bedrooms, bathrooms, parking, proximity to schools, neighbourhoods, distance to work...) and nice-to-haves to narrow down your search.

Visit properties in person with your Realtor Marc-Andre Perrier to get a feel for the space, condition, and neighborhood.

Once you find the right home, work with your real estate agent, Marc-Andre Perrier, to submit a competitive offer based on market conditions and comparable sales. 

Hire a professional inspector to assess the property during the conditional period for potential issues, such as structural problems, outdated systems or red flags. 

Finalize the purchase by hiring the a Real Estate lawyer, signing the necessary paperwork, paying closing costs, and receiving the keys to your new Ottawa home.